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Intrust Bank* Loan Review Analyst in WICHITA, Kansas

This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/ada/r/jobs/11383824

At INTRUST Bank, relationships are at the core of all we do. Which is why we focus on fostering positive relationships not just with our customers, but also with each other. INTRUST Bank recognizes and celebrates employees for their individual character, value and potential, with a focus on developing the unique talents each team member brings to the table. It’s something we’ve learned firsthand over the decades; focus on people, and the rest will fall into place to create an environment built on respect, understanding and most of all – trust.


Job Summary: Provides an ongoing assessment of asset quality by completing reviews of commercial and consumer lending, portfolios. Establishes work processes for self and monitors progress to ensure completion of review schedule as set by department manager. Completes lending related special projects assigned by Executive Management Promotes and fosters teamwork across all areas of INTRUST and is focused on delivering a high level of customer service to all. Must maintain strict standards of confidentiality, and perform duties in a manner supporting INTRUST’s Character Qualities.


Essential Functions:


Performs the periodic review of all loan portfolios for the purpose of determining risk elements, the degree of attention required by management, identifying problem credits and portfolio concentrations, and ensures loans conform to internal policies and federal regulations.Makes recommendations to loan officers, credit administration and loan operations when weaknesses are identified as compared to industry best practices, bank procedures, and/or regulatory guidelines.Provides written reports to Division Directors and Executive Management detailing findings identified and any concerns that warrant attention.Provides summary reports of portfolios reviewed to the Board of Directors’ Audit Committee.Reviews credits as part of due diligence for potential acquisitions and credits related to bank stock loans.Interacts with federal bank examiners during safety and soundness examinations and external auditors during annual bank financial audit.Education and Experience: Bachelor’s degree in business related field required, preferably in finance or accounting. Minimum of three years experience in bank examination, loan review or financial analysis.


Required Skills and Knowledge: Working knowledge of regulatory definitions for loan classifications, regulatory appraisal guidelines, and safety and soundness guidance. Working knowledge of legal requirements related to loan documentation and securitization of collateral. Ability to analyze financial information with a thorough understanding of cash flow and global cash flow analysis. Excellent oral and written communication skills. Proficient in use of Microsoft Excel, Word and Outlook. Must be able to work independently and manage one’s self and time effectively.


Required Licenses and/or Certifications: Valid driver’s license.


Physical Demands: Must be able to sit for long periods of time. Must be able to view and type information into a personal computer for long periods of time. Occasional lifting up to 25 pounds. Must be able to hear and speak clearly both face-to-face and over the phone.


Working Conditions: Normal office environment. Some travel required, including over-night and out of town.


This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their sup ervisor.


INTRUST Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of protected veteran status, disability, race, color, religion, sex, age, national origin, genetic information, sexual orientation, or gender identity.

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