UMB Bank Mortgage Loan Originator w LOA in Overland Park, Kansas
What You'll Do:
The Mortgage Loan Originator (MLO) is responsible for originating first mortgage loans within the bank's footprint and develop new mortgage business through established external referral sources to grow secondary market and portfolio loan production. The MLO must continually identify and develop a quality network of personal and business relationships with realtors, builders, customers and others that serves as a recurring source of referrals for new mortgage lending and bank cross sell opportunities. Other job duties include:
Advising clients of mortgage terms and rates available based on their financial objectives.
Completing thorough applications or interviews to assure loan request meets Federal and State Laws and Regulations, bank policy and or investor guidelines.
Maintaining knowledge of products and procedures and provide excellent communication with all parties throughout the loan transaction to deliver the unparalleled customer experience.
Complying with required bank training.
Other duties as assigned.
Culture of Diversity and Inclusion: We are committed to building a strong UMB by hiring talented, high-performing associates with diverse backgrounds. Maybe you simply want to work at a company where you have a voice and an opportunity to share your unique ideas.
Please visit us at careers.umb.com to view a list of all available opportunities. UMB is an Equal Opportunity Employer. Principals only. No 3rd parties or agencies, please.
In this Role, You will Need:
Thorough knowledge of FHA, VA, and CONV products and guidelines
Ability to work with a diverse group in a professional, ethical and effective manner
Proficiency with MS Office applications
Strong analytical and mathematical skills
Excellent oral and written skills
Maintain current registration with the National Mortgage Licensing System Registry.
Requires S.A.F.E registration at time of Employment
We strive to deliver the unparalleled customer experience, and show customers they can count on more from UMB. The same is true for our associates. You can count on more benefits, more training, more support, and more opportunity!
What you'll get:
Unique Benefit Programs : We offer a great benefits package including several unique programs like an incentive-based wellness program, parental leave, adoption assistance and health care for you, your spouse or domestic partner, your dependents and even your pets!!
Community Involvement: Giving back is a big part of who we are! We support several great causes throughout the UMB footprint. We even offer Volunteer Time Off, which allows associates to dedicate 16 hours a year to a worthy cause of their choice.
3+ years mortgage sales experience
Well established referral and network base
Professional Development: We provide our associates with the tools they need to support their career goals - including training, tuition reimbursement and career guidance.
Who You Are:
Verifiable mortgage sales experience
High school diploma or equivalence
Mortgage Loan Originator w LOA
6960 West 135th Street