UMB Bank Senior Consumer Credit Officer in Olathe, Kansas
Be part of something more.
A majority of our time is spent “at work.” We believe that time most meaningful when it’s spent around people who care about you and who challenge you. We hire people who know how to make good decisions, because we won’t be constantly looking over your shoulder—you’ll be empowered to do what’s right for our customers. Most importantly, we’re a partner. We partner with our associates to help them thrive personally and professionally. We partner with our communities and the organizations that support them. And, we partner with our customers to create an experience they won’t find elsewhere.
Are you ready to be part of something more?
You’re more than a means to an end—a way to help us meet the bottom line. UMB isn’t comprised of workers, but of people who care about their work, one another and their community. Expect more than the status quo. At UMB, you can expect more heart . You’ll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust . We want you to do the right thing, no matter what. And, expect more opportunity . UMBers are known for having multiple careers here and having their voices heard.
As the Consumer Credit Officer Sr. , you will be responsible for credit underwriting and delegated authority decision making for Consumer and Private Banking loan requests. This role will focus on analyzing a range of customized credit packages from standard to complex.
How you will spend your time:
Perform the evaluation and analysis of credit risk, the application of regulatory and credit policy compliance, and the interpretation and evaluation of personal and entity-related financial statements and tax returns.
Perform business partner support which may range from direct involvement and oversight of credit to advisory in nature.
May require the training and/or mentoring of others inside and outside the business unit.
We are excited to talk to you if you have:
Must have BS degree and 3+ years of relevant underwriting experience incorporating a combination of consumer real estate, mortgage, construction, securities based lending, and small business
OR any combination of education and experience that would provide an equivalent background
Knowledge of underwriting consumer credit products to include review and interpretation of credit reports, financial statements, tax returns, and supporting documentation
Sound judgmental and analytical decision-making skills applied to complex lending requests
Ability to find mutually acceptable solutions for qualified client’s needs
Comprehensive understanding of applicable regulations
Consistent application of company policies and guidelines
Strong interpersonal skills
Strong verbal and written communications skills
Proficiency of basic Microsoft Word and Excel
This opportunity might be right for you if are looking for:
Bank with tremendous loan growth
A company with stability and longevity in the market
Potential for remote work
A company and team that values Work/life balance
A salary position with good benefits including PTO
Yearly Bonus potential
Strong, tenured, and fun team to work with
A role where you will interact with senior management and other groups in the bank with high visibility and growth potential
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to email@example.com or call 816-860-7972 to let us know the nature of your request.
Who we are
We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.